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Auto Loan sites good/bad?

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  • Auto Loan sites good/bad?

    lendgingtree.com and similar sites
    are they good or bad ?
    they say that the banks compete over the apr etc and you get the best rate BUT does that in turn effect your credit score by "applying" to each of these banks then they each run a credit report correct?

    id like the best rate i can get but am considering thru capital one my CC comp or just my bank.
    i want to protect my credit score

    anyone have any knowledge in this field
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  • #2
    credit unions or banks, then credit companys (such as capital one) follow

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    • #3
      I used People First (now Capital One) to buy my Matrix. Their service is good and best rate compare to Credit Union or banks. I am not sure if their rate still lower than credit union. The only problem with them is that NOT all dealers like their "blank check".
      2004 Matrix XR A7N8X-VM/400 AMD XP-M 2500+, DS-ATX
      89 Supra Turbo P3 [email protected]/Abit BE6 II, Alpine M-BUS Car2PC.
      Y2K Accord Dell GX150
      RoadRunner is the best FE PERIOD
      EmoRebellion is a SCAMMER

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      • #4
        damn im an *** lol i applied for one loan thinking it was the best i could get then i called one other place Cap One and got a 5.75% the other company is sending the other check but its a no obligation check (how could it be what if the new car falls thru) right?
        should i just have both of them send the checks it doesnt matter afterall right i was approved for both and only plan on using one

        i hope i didnt screw up here lol
        .______
        | '_ |__\___
        [(o)|___(o)] XB
        ._________
        | I__I I_I|_\__I
        [(o)______(o)]b VanPimpin'

        LostReceptions Apps D/L Here

        GPSGasoline- Rewriting

        Draw- SkribblePad for Touchscreens

        iGQwerty-iG3.0 Qwerty Keyboard

        CarPCNetwork

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        • #5
          People First sent me a check for 25 grands when I want to buy a IS/GS300, but I didn't use it cuz I use the $$ for house down payment. A year later, I apply for 20K and they send me a 20K check, but I only use 15K for the Matrix. The interest was like 5% for the first time. The 2nd time interest was dirt cheap (3.xx% or 4% can't remember).
          2004 Matrix XR A7N8X-VM/400 AMD XP-M 2500+, DS-ATX
          89 Supra Turbo P3 [email protected]/Abit BE6 II, Alpine M-BUS Car2PC.
          Y2K Accord Dell GX150
          RoadRunner is the best FE PERIOD
          EmoRebellion is a SCAMMER

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