LOL! Common as.
Cell phones act as a lightning attractor - even more effective than a Franklin rod.
Emanating from the strike is a huge voltage gradient that fries solid-state components etc. There can also be EMP damage.
At least now you know your are nuke hardened.
PS - Your insurance may not hold. I don't know of you have "acts of God" there (we don't here - that cannot be used as an "out" clause), but if you were using your phone in a storm etc etc....