Wiped and re-installed XP with no speed mods, installed MediaCruiser, copied over my music and video, no issues. Interesting point - Currently, if the video folder is vacant of sub-folders and files, I get the error when using the program. Though if the MP3 folder is empty, no error. Strange. XP was having a helluva time installing the VBruntime files for MapMonkey. It just would not install! I finaly found another prog called "libraryfiles.exe" and it fixed everything.
link to libraryfiles.exe in case anyone needs it: http://www.ascentive.com/support/new/libraryfiles.exe