Car insurance advice

**john05srt4** · 05-11-2007, 05:59 PM

Yea there supposed to pay you what it wuold cost you to "replace" the vehicle whether it be at a dealer or whatever.. normally you can haggle a little bit more than they offer first off but to me say your car is KBB trade in is $10k but retail is $12k. And they offer you $12k i would take it.

Cars are NEVER worth what even trade in shows on any site.
Dealers are here to make money and they DO make lots of it at our expense.

BTW post pics of the truck now

**thanatos106** · 05-11-2007, 06:08 PM

Well is 12K minus deductible, which is $500... I still devating if I should fight to get the taxes included with the settlement check.

I have two pics but they are on my phone.

P.S: I found a ford focus 2001 with 90K for $2500 so I'm thinking on buying that so I can move around (no luck finding a bike yet

)

Thanatos.

**john05srt4** · 05-11-2007, 06:09 PM

I have a 2002 focus ZX3 also. Its a good little car IMO.

Anyways TXT me the pics to my phone and i can post them for ya.

PM'ed u my cell

**thanatos106** · 05-11-2007, 06:18 PM

Shut!! it say that "pic cannot be assigned" to the text message!!

I'm going to look for the cable right now.

Thanatos.

**john05srt4** · 05-11-2007, 06:22 PM

Well not a simple TXT mssg it has to be a MMS mssg

**thanatos106** · 05-11-2007, 06:39 PM

Metro PCS man, what else can I tell you

Freking soft doesn't work!

Thanatos.

**MatrixPC** · 05-11-2007, 10:59 PM

Start googling man.
Do what turbocad said. Ask them back if are they willing to pay tax if you purchase a 40K car.
They SHOULD paid you base on the value of the car you loss.

**thanatos106** · 05-12-2007, 11:27 AM

Of course I googled it, I post on diferent insurance forums and they all say that my best chance is to sign the reimbursement agreement:

Under the policy, they owe you sales tax you pay for purchasing a replacement vehicle. If you don;t purchase a vehicle, they do not owe you the sales tax you are not liable for . The sales tax reimbursement agreement is the best you can do, given your current decision not to purchase a replacement vehicle at this time.

Thanatos.

**turbocad6** · 05-12-2007, 11:53 AM

so if you buy the 2500 car that's all they pay tax on & that's it? or will you still have "credit" for future purchase(s) up to the settlement amount?

**thanatos106** · 05-12-2007, 11:58 AM

Originally Posted by turbocad6

so if you buy the 2500 car that's all they pay tax on & that's it? or will you still have "credit" for future purchase(s) up to the settlement amount?

No, just one car she said...no credit.

Thanatos.