It has been my experience with paypal (via clients of mine having problems) that it takes anywhere from 3-12 days for $$ to clear from a checking account to paypal. Just this month one of my hosting customers paid on 01/21 and I didn't get the money in my account till 02/04 just because paypal listed it as "uncleared" even though he showed the money deducted from his checking account on the 23rd
Always try and use a credit card with paypal



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