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Thread: My sig explained (finally..and it's a fricken' novel)

  1. #121
    Raw Wave wizardPC's Avatar
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    Quote Originally Posted by 0l33l
    About those student loans. Have you though about refinancing them? Or taking out a loan at a lower interest rate to pay them off? Or have you already done this
    I just graduated last august, and I have consolidated (which you can only do once, ever) at the lowest rates there will ever be. My interest rate is something like 3.75% right now, and it drops 1% after 30 months and another 1% 30 months after that to give me a final interest rate of 1.75%. But I don't plan on keeping them that long
    Debt as of 1/1/05: $34,354.48
    Debt as of July 4, 2007: $0.00 explanation
    I'M DEBT FREE!!
    I'm now a reasonably successful gunblogger.

  2. #122
    My Village Called 0l33l's Avatar
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    Quote Originally Posted by wizardPC
    I just graduated last august, and I have consolidated (which you can only do once, ever) at the lowest rates there will ever be. My interest rate is something like 3.75% right now, and it drops 1% after 30 months and another 1% 30 months after that to give me a final interest rate of 1.75%. But I don't plan on keeping them that long
    You got a great deal on that interest rate

  3. #123
    Raw Wave wizardPC's Avatar
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    So, before I go and do something stupid:

    Citibank, thou art banished!

    No more credit cards, student loans are all I have left now

    As of today, debt is $30,541.80
    Debt as of 1/1/05: $34,354.48
    Debt as of July 4, 2007: $0.00 explanation
    I'M DEBT FREE!!
    I'm now a reasonably successful gunblogger.

  4. #124
    MySQL Error jcdillin's Avatar
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    congrats! I know the feeling, I just got rid of sears!
    肚子笑痛了
    S60 Install

  5. #125
    Raw Wave BoyNextDoor's Avatar
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    Quote Originally Posted by wizardPC
    So, before I go and do something stupid:

    Citibank, thou art banished!

    No more credit cards, student loans are all I have left now

    As of today, debt is $30,541.80
    Yayy let's party

  6. #126
    FLAC shakes's Avatar
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    I must say ... knocking down $4k in 4 months is damn impressive ... and then there's the fact that you took a 'break' for a few weeks.
    My JeepPC Install

    "there are no stupid questions, just stupid people."

    "it's been agreed the whole world stinks so no one's taking showers anymore"

  7. #127
    My Village Called 0l33l's Avatar
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    Quote Originally Posted by shakes
    I must say ... knocking down $4k in 4 months is damn impressive ... and then there's the fact that you took a 'break' for a few weeks.
    He "cashed out a mutual fund that my grandparents set up for me when I was born but I only recently gained control over it."

  8. #128
    Maximum Bitrate R32 JUhl's Avatar
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    Wizard, wanted to pass on some good news that might help you out. I filed for an extension with Uncle Sam and just had my accountant finish my taxes. I've got an $11,000 refund coming back - roughly a third of what I paid in taxes -, courtesy of my real estate investments. That's chump change to a lot of people and I'm not trying to brag. I'm just letting you know that there are viable solutions out there to finding other people to pay off your debt. Just cuz you ran up the debt, doesn't mean that they're aren't millions of folks willing to you pay it off for you. And no, my accountant didn't do anything illegal!
    My first attempt at a carputer.

    PM me if you're interested in a monitor faceplate for your '99-'04 Golf or Jetta. My Vortex ID is NorthAtlR32 - you can IM me there, too. Go here for more information.

  9. #129
    Raw Wave wizardPC's Avatar
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    Due to ALL 3 OF MY CARS needing repairs in the very near future, like this week, I only made a minimum payment for june (note that the last debt adjustment was only 2 weeks ago). When I see what the damage is and/or sell some vehicles I'll get back on it hard core


    Total debt as of today: $30,368.13
    Debt as of 1/1/05: $34,354.48
    Debt as of July 4, 2007: $0.00 explanation
    I'M DEBT FREE!!
    I'm now a reasonably successful gunblogger.

  10. #130
    My Village Called 0l33l's Avatar
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    Quote Originally Posted by wizardPC
    Due to ALL 3 OF MY CARS needing repairs in the very near future, like this week, I only made a minimum payment for june (note that the last debt adjustment was only 2 weeks ago). When I see what the damage is and/or sell some vehicles I'll get back on it hard core

    Total debt as of today: $30,368.13
    That's what happens when you get 3 american cars

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