Where are you shopping? They're 8 cents here!Quote:
Originally Posted by EsKALad
I understand that I am VERY fortunate to have learned this lesson so early. My parents have 2 houses, 3 cars, and a boat that are all still being paid for. It got to the point last year where I had to start telling my dad to quit buying things because he had to start thinking about how my mother would pay the bills if he was gone--he's had several open heart surgeries and has been smoking for 40 years.
His reply? "I've got enough life insurance to cover all this." jeez...sometimes you just wanna smack your elders, dont you?
I saw the storm coming, but I really thought it was a summer shower instead of the hurricane it was until I listened to the tapes and read the books. This is the first month I have primarily used cash and I went from spending $300 at Wal-Mart for food and "necessities" for the last 5 months to.....wait for it....$80 this month--because I was using cash out of my "food" envelope that only had $200 in it at the beginning of the month.
I didn't really get the envelope system till this month and omg it's great. Based on my last 5 months (which I was easily able to track since I used my debit card for EVERYTHING, including buying 20oz drinks for a dollar), I put $200 for food, $100 for Gas/Cigarettes, and $60 for eating out. There's a week left and with a full fridge and a full tank, I've got $120 in the food envelope and $40 in the Gas envelope. Holy Crap!
If I consistently have that much left over, I will decrease those amounts and use the extra to pay down more debt. April is the first month I have student loan payments, but it isnt going to affect my budget because I am already paying so much against the cards.
Discover Card is going away in 6 days. YAY!