Thread: My sig explained (finally..and it's a fricken' novel)

Originally Posted by wizardPC

Debt as of 9/30/2005: $23,652.80

Congrats. You're eating it up like cake... HMmmm

congrats man. Dave Ramsey Cultists unite!! I have about 15K left (all student loans) down from 23K!!!!

I know how you (and everyone) feel about spending money just because you can afford it at the time....I just got a promotion at work (nearly doubled my income!) so I'm really struggling with not spending it all and laying it down on those loans....

Interesting read, I have a friend whos gotten herself into a similar situation, her blog post is here: http://the-d.blogspot.com/2005/06/plastic-meltdown.html

My old man always said to me never buy anything unless you have the cash to pay for it, so ive never really been in great debt, but I did go without things and made sacrifices.

On the flipside we just bought a house and owe the bank a quarter of a mill...

Keep up your repayments mate, and best of luck.

Good job man. On with the fight... you're definitly on the right track...

Originally Posted by wizardPC

Debt as of 10/28/2005: $22,345.74

To see you have got it down so much since Ilast checked this thread is great.

I recently lost job and had no savings and maxed out cards as I had just spent on the summer hols / new pc bits etc my biggest earning time was autumn/winter so had no worries.

Then no job.

So I then had worries and phoned capital one, told them and said what about my payment protection........

Have you filed all the tax returns they asked.........err........

b@5t@rds.

So I only owe about 1k to cap1, .6k to citi and .7k to citi on wifes card, but NONE of them would hold the accounts or stop the interest while I got another job etc.

But after 6 months today I get offered a job start on monday, start at 07:20, finish at 17:30 with a 30 minute lunch break.

Cleaning the tools in a busy tool hire shop, really minimum wage, will pay about 200ukp a week, rent is 65, 10 or so 'council tax', be lucky to have about 100 left with odd bits of expenses........

My other options were tobacco baron or drug dealer, both of which paid more.....(or back to being a cab driver if I can find a good vehicle and 500 for paperwork)