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Thread: My sig explained (finally..and it's a fricken' novel)

  1. #361
    Maximum Bitrate Sidewalksalvage's Avatar
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    thats very true.... but its still nice to get free cash
    Brown 2010

  2. #362
    FLAC edrex's Avatar
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    Quote Originally Posted by Sidewalksalvage View Post
    thats very true.... but its still nice to get free cash
    Hey man, if you're into handing out free cash I'm into spending it... I've got debt too!
    Quote Originally Posted by edrex View Post
    Hey Wizard, I was just thinking about you this morning!! I have debt and my goal is to get 1/3 to 1/2 of it paid off this year. Watching your numbers drop has definately been an inspiration!
    What strategy did you use as far as choosing which debt to pay off first? I have heard to pay off the lowest balance, and also heard to pay off the highest interest.
    Here is my breakdown of debt:
    Credit Card #1 - $6,500 - 14% APR
    Credit Card #2 - $2,800 - 0% for a year
    Credit Card #3 - $1,400 - 0% for a year
    Auto Loan - $6,500 - 13% APR
    Boat Loan - $10,400 - 19% APR
    Total debt then (1/21/07): $27,600 ()
    Total debt now (6/24/07): $19,094 ()

    Paid off nearly a third so far, should be down to half by the end of the year ().

    I've said it before and I'll say it again: Thanks for the inspiration Wizard!
    Spent so far: $1,755
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    CarPC Progress[!!!!!!!!!!!!!!].....Installation[---------+].....Pastrami Progress[!!!!!!!!!!!!!!]
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  3. #363
    It ain't easy being a green moderator meddler's Avatar
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    Way to go edrex.
    Never let the truth get in the way of a good story

  4. #364
    Well, He asked for it. WebDog's Avatar
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    Well i just paid off my $1600 i had on my credit card, it seemed like i was paying and the balance kept going up. What i didn't realize is the minimum payment was less then the finance charge so it always would keep going up...

    So since i want to change jobs soon and want to start putting money in the bank, i just paid the last $992 off today...
    I'm going to lock the card up in my safe and only keep it for real emergency's.

    Felt really good to hit that little send payment button.

    Hopefully i can stay far far away from the card and get my car paid off now...

    Looking forward to more stories from others in this thread!!!
    1990 Jeep Cherokee
    2000 VW Golf TDI 4dr
    2005 VW GTI MKIV - SOLD

  5. #365
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    When I first saw your sig, I said "I bet he's a Dave Ramsey listener".

    The man knows what he's talking about. I'm on baby step 2. I have about 12k to go. =(

  6. #366
    Raw Wave wizardPC's Avatar
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    Quote Originally Posted by wizardPC View Post
    Debt as of 6/15/2007: $1,338.25

    I think I can I think I can I think I can....
    3 digits!

    Debt as of 6/29/2007: $539.76



    It'd be a little bit lower, but I have to give the florist a deposit and reserve the resort (wedding stuff) this week.
    Debt as of 1/1/05: $34,354.48
    Debt as of July 4, 2007: $0.00 explanation
    I'M DEBT FREE!!
    I'm now a reasonably successful gunblogger.

  7. #367
    Admin. Linux loser.
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    Bugbyte's Avatar
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    I think I can, I think I can.....
    Quote Originally Posted by ghettocruzer View Post
    I was gung ho on building a PC [until] just recently. However, between my new phone having internet and GPS and all...and this kit...Im starting to have trouble justfiying it haha.
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  8. #368
    Raw Wave wizardPC's Avatar
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    July 13, unless I get the deposit back from my old landlady before then....
    Debt as of 1/1/05: $34,354.48
    Debt as of July 4, 2007: $0.00 explanation
    I'M DEBT FREE!!
    I'm now a reasonably successful gunblogger.

  9. #369
    It ain't easy being a green moderator meddler's Avatar
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    we are all waiting for the day to come....
    Never let the truth get in the way of a good story

  10. #370
    Raw Wave wizardPC's Avatar
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    oh how great is this: the photographer we wanted to hire has backed out, so thats $250 I had budgeted that is freed up.

    The florist only wanted a $25 deposit instead of the $300 I thought they were going to want.

    Both of these have happened in the last hour or so. How fricken cool would it be for me to become debt free on Independence Day?

    I gotta do some math when I get home to make sure I have enough money for gas til the 13th, but I think I can do it.
    Debt as of 1/1/05: $34,354.48
    Debt as of July 4, 2007: $0.00 explanation
    I'M DEBT FREE!!
    I'm now a reasonably successful gunblogger.

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