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Old 08-02-2007, 02:12 AM   #391
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rofl, that was a great phone call. Good work

thats doable lol
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Old 08-02-2007, 12:43 PM   #392
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Quote: Originally Posted by Enforcer View Post
Did they give you any money for your call?

Nah, but I got some stickers!


...but only because my freind's wife works there now.
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Old 08-03-2007, 07:45 AM   #393
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Congrats, wizardPC!! I'm a student at the mo, with a credit card. I learned from my parents what to do and what not to do...buy things on the card etc. I clear my Mastercard about every two months, and they have tried to up the credit limit, which I had the official at the bank make a note on my account to not let it exceed €xxx, that was where it helped! Only use it for buying stuff online (car parts 99.9%), and for the odd dinner out. I know how it feels having repayments, not nice, but I've got about €5k over 5 years on my 'student loan' (read car lol), which is perfectly manageable on + - €16k/year.
Many many congrats wizardPC, a fountain of knowledge there that I hope others take note of!!

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Old 08-04-2007, 02:20 PM   #394
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you could like write a book on how you actally managed to get debt fre with the dave ramsey stuff...

Congrats, and now keep your hands off the plastic

cheers

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Old 10-01-2007, 03:18 PM   #395
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Hehe, congrats. It's all about living inside one's means. Well done.
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Old 04-29-2008, 03:38 PM   #396
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Wee little update:

Still debt free. Bought a 99 Jeep Cherokee for cash back in February. Paying cash for a wedding and the honeymoon in 6 weeks.

She comes with about $40,000 in student loans and credit cards. She'll be 24 and completeing her master's in the summer. It's like deja vu all over again.

I think I'm gonna set up a blog this time, rather than document it here this time. It's going to be harder this time, because she likes the idea, but she really hates it when I say things like "no, we can't buy that $1500 couch, we (I) don't have the money." She has a two-year-old-I-want-it!-moment for about ten minutes and then calms down. Just like I did when I started.
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Old 04-29-2008, 05:36 PM   #397
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Fantastic! Aren't you glad you got rid of all of your debt just as the economy gets worse? If you'd kept on it, you probably would have bought a house with zero down and jacked up interest rates and be filing for bankruptcy right now.

Good luck with getting her on a debt-diet!
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Old 04-29-2008, 05:38 PM   #398
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Yeah being recession-proof has it's advantages.

And as I've said before, $4/gal gas is easier to afford when you dont have a $600/month car payment.
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Old 04-30-2008, 07:58 AM   #399
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Good work mate. Good to see you are still at it. Best of luck with the wedding.
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Old 04-30-2008, 08:27 AM   #400
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Be sure to post a link to your blog once you get it up and running.
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Old 04-30-2008, 11:44 AM   #401
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wow, I can't believe it. I remember when you first started this thread. Time flies when your having fun eh?

Congrats!!
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Old 05-16-2008, 05:56 PM   #402
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Quote: Originally Posted by DavidIQ View Post
Be sure to post a link to your blog once you get it up and running.

http://wizardpc.blogspot.com

We'll see how that goes. I can't really start on it for another 6 weeks or so.

Step 1: get married (June 14)
Step 2: get back from honeymoon
Step 3: recover from honeymoon
Step 4: start paying her cards down
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Old 09-15-2009, 02:51 PM   #403
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Woohoo! I stumbled on this while looking for a way to install a carPC in my new-to-me 4Runner...

I love Dave Ramsey! He got me out of debt, too, and changed my whole way of thinking, financially speaking.
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