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12-25-2006, 08:26 PM
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#1
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Variable Bitrate
Join Date: Nov 2004
Location: San Diego
Posts: 427
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auto insurance question
if they catch the guy who did the hit and run on my car, will his insurance cover him or will they be like screw him he is on this own since he did something criminal.
thanks if you know the answer.
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Core duo
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256 ddr
8 lilliput
bu-353
still installing...
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12-25-2006, 09:01 PM
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#2
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Unregistered User
Join Date: Feb 2001
Location: Raleigh, NC USA CarPC Ver3: [▓▒▒
Posts: 1,568
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His insurance will cover him, but more than likely raise his rates (or even drop him), if he is convinced of a hit and run. Assuming he had insurance to begin with.
On the other hand, your insurance should cover you if you have uninsured/under-insured insurance, without an increase in your rates.
__________________
ODYSSEY
Quote: Originally Posted by Tidder  Hey, as long as it's not any particular race I'm offending, I can stand to be a pedophile.
All information expressed in this post is my opinion, and should not be regarded as a statement of fact. Digital-Car UK|
(\__/)
(='.'=)
(")_(")
Last edited by ODYSSEY; 12-25-2006 at 09:03 PM.
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12-25-2006, 09:25 PM
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#3
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Variable Bitrate
Join Date: Nov 2004
Location: San Diego
Posts: 427
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yea negative on that 2nd part.
haha
yea i hope the cops will get back to me tomorrow or within the week. and hope he has insurance too, small claims court would be a pain in the *** if he even had anything at all.
I think the insurance company might be a pain as well since like the kbb on my car was like 600 bucks but you cant find one cheaper then 2000. so i hope they dont try to screw me too much as well.
__________________
Core duo
1tb harddrive
256 ddr
8 lilliput
bu-353
still installing...
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12-25-2006, 11:40 PM
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#4
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Constant Bitrate
Join Date: Aug 2005
Location: Cape Coral, FL
Posts: 218
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Wish you luck dude. But think about it, why did he hit and run in the first place?
It was probably an illegal uninsured drunk and stoned Mexican criminal in a stolen car running from facilitators and cops trying to hide his weapons/drugs somewhere  . (Not trying to be racist or anything)
__________________
Asus MicroATX with GeFore 6100, Mobile Sempron 3300+, 1Gig Ram, 320GB 3.5" 7200UPM HDD, M2-ATX, Gain/Xenarc 7"
Fast IS my copilot
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12-26-2006, 12:52 AM
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#5
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The Lavender Tie Just
Made It Obvious
Join Date: Aug 2003
Location: Bonita, CA (Hop, Skip, and a Jump from Tijuana, Mexico)
Posts: 3,077
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Was he drunk?
If he was, his insurance will probably drop him like no one's business...
Rafster
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12-26-2006, 02:33 AM
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#6
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Variable Bitrate
Join Date: Nov 2004
Location: San Diego
Posts: 427
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as soon as i have information so will you.
haha
__________________
Core duo
1tb harddrive
256 ddr
8 lilliput
bu-353
still installing...
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12-26-2006, 02:34 AM
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#7
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The Lavender Tie Just
Made It Obvious
Join Date: Aug 2003
Location: Bonita, CA (Hop, Skip, and a Jump from Tijuana, Mexico)
Posts: 3,077
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Cool.... so, do you know who this guy is?
Was it a Front BC plate? You know those are the one's that cause most of the problems on the road in So. Cal.... especially San Diego... 
Rafster
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12-26-2006, 09:15 PM
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#8
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Variable Bitrate
Join Date: Nov 2004
Location: San Diego
Posts: 427
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another question.
ok so my insurance says that i have to make a claim with his if we find him and he has insurance.
so then will the cop tell me stuff like insurance company, policy number,driver name if they have a suspect and then i call this insurance and make a claim against him? or do i have to wait till like hes convicted first?
man i wish i just had my car back......
haha
what a pain in the ***....
__________________
Core duo
1tb harddrive
256 ddr
8 lilliput
bu-353
still installing...
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12-26-2006, 09:22 PM
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#9
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Mac Car Moderator
Join Date: Apr 2004
Location: Maryland
Posts: 813
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it also depends on your state laws for coverage. some states are "no-fault" states...so even if the accident is clearly someone else's fault, your insurance does the dealo with you, not their insurance.
If a fault-state, the insurance claim will goes against your insurance if the hit-and-run is not found and could raise your rates.
check your state laws on the accident dealo:
http://www.deadlyroads.com/laws/cali...run-laws.shtml
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12-26-2006, 09:36 PM
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#10
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Variable Bitrate
Join Date: Nov 2004
Location: San Diego
Posts: 427
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just got a call back from the cops.
as of right now the car that hit me was reported stolen, but they checking into it to c if that went down then reported as stolen.
so pretty much i get to wait.
but sounds like im pretty screwed...
__________________
Core duo
1tb harddrive
256 ddr
8 lilliput
bu-353
still installing...
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12-27-2006, 12:15 AM
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#11
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Constant Bitrate
Join Date: Aug 2005
Location: Cape Coral, FL
Posts: 218
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Quote: Originally Posted by 84RegalRider just got a call back from the cops.
as of right now the car that hit me was reported stolen, but they checking into it to c if that went down then reported as stolen.
so pretty much i get to wait.
but sounds like im pretty screwed...
See, what I said. There was a reason for the whole running part of the incident Hate to say it, but it is probably getting more complicated.
__________________
Asus MicroATX with GeFore 6100, Mobile Sempron 3300+, 1Gig Ram, 320GB 3.5" 7200UPM HDD, M2-ATX, Gain/Xenarc 7"
Fast IS my copilot
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12-27-2006, 01:03 AM
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#12
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Unregistered User
Join Date: Feb 2001
Location: Raleigh, NC USA CarPC Ver3: [▓▒▒
Posts: 1,568
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Why don't you have uninsured/under-insured insurance? It is really cheap and would save you this pain and hassle.
__________________
ODYSSEY
Quote: Originally Posted by Tidder Hey, as long as it's not any particular race I'm offending, I can stand to be a pedophile.
All information expressed in this post is my opinion, and should not be regarded as a statement of fact. Digital-Car UK|
(\__/)
(='.'=)
(")_(")
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12-27-2006, 01:10 AM
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#13
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The Lavender Tie Just
Made It Obvious
Join Date: Aug 2003
Location: Bonita, CA (Hop, Skip, and a Jump from Tijuana, Mexico)
Posts: 3,077
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Quote: Originally Posted by ODYSSEY Why don't you have uninsured/under-insured insurance? It is really cheap and would save you this pain and hassle.
Not here in Cali... especially in San Diego and Los Angeles....
There are a lot of Mexicans (uninsured motorists) here, and insurance companies know that they can make a bundle on that....
Rafster
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12-27-2006, 01:41 AM
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#14
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Variable Bitrate
Join Date: Nov 2004
Location: San Diego
Posts: 427
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well i had just hoped he ran cuz he was drunk off his ***.
speeding, losing control, at 6am. must of been drunker then ****.
__________________
Core duo
1tb harddrive
256 ddr
8 lilliput
bu-353
still installing...
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12-27-2006, 03:50 AM
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#15
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Unregistered User
Join Date: Feb 2001
Location: Raleigh, NC USA CarPC Ver3: [▓▒▒
Posts: 1,568
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Quote: Originally Posted by Rafster Not here in Cali... especially in San Diego and Los Angeles....
There are a lot of Mexicans (uninsured motorists) here, and insurance companies know that they can make a bundle on that....
Rafster
I see, did not even look at your guys location. I guess you can not get it for $22 for six months like me. 
__________________
ODYSSEY
Quote: Originally Posted by Tidder Hey, as long as it's not any particular race I'm offending, I can stand to be a pedophile.
All information expressed in this post is my opinion, and should not be regarded as a statement of fact. Digital-Car UK|
(\__/)
(='.'=)
(")_(")
Last edited by ODYSSEY; 12-27-2006 at 03:53 AM.
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